There are many special discounts that are available to seniors. Retirees are offered discounts at most retailers, restaurants, parks, on public transport and at hotels. But you won't get these discounts unless YOU ASK for them. Simply ask the question, "Do you offer a senior discount?" and see how much you can save.
For each discount you can get in person, there's also another one that you can only get online. Many seniors were surprised by the savings they could get--up to $6000--by using online discounts and taking advantage of lesser-known government programs. Are you ready? Here's the the best and most comprehensive list for 2018.If you have any questions, concerns, or have suggestions--please email us at firstname.lastname@example.org and our support team will get back to you as soon as possible!
1. Take Advantage of The Government HARP Program (FREE!)
If you’re a homeowner and you want to save yourself thousands of dollars this year, there’s a government program that you might be able to take advantage of called HARP. The Home Affordable Refinance Plan (HARP) has helped hundreds of thousands of Americans reduce their monthly payments by as much as $3,500 in their first year. The program was set to expire in 2017 but has been extended to 2018 for the time being. To check if you qualify visit the HARP website and fill out the short quiz (takes 2 minutes). If lowering your payments, paying off your mortgage faster, and having an extra $290 a month in HARP savings would help you, then this could be the easiest money savings tip you take. The best part is the HARP program is completely free!
While the banks are happily waiting for this program to end, the Government is making a final push and urging homeowners to take advantage of HARP now and save $3,500 each year.
2. Get A Walk In Tub At A Big Discount
Walk-in tubs are designed to satisfy the needs of seniors, the disabled, handicapped or anyone with mobility challenges. Statistics say that falls occur in your bathroom more often than in any other room in your house. The Center for Disease Control tells us that two-thirds of bathroom injuries happen near your tub or shower. Usually they happen when you step over your tub wall, or slip on a wet floor, or when you lean on a glass door that wasn’t designed to support your weight. It’s another fact of life that these bathroom injuries increase significantly after you turn 65. This is often when your eyesight starts to fade, and you have less mobility and balance. The bottom line? One in three adults over 65 experience falls each year. Right now, many Walk-in Tub manufacturers are offering big discounts to seniors. You can get a free quote on a Walk-in Tub by visiting this website.
3. Save On Life Insurance
Unfortunately with every year you age your insurance premium amount rises 8-10%. For senior citizens, rising life insurance policy costs can add up significantly. And what’s worse is the fact that many seniors have a hard time qualifying for new policies altogether once they reach a certain age.
Fortunately though, there is a way to get a very cheap life insurance policy. You need to compare quotes from multiple insurance companies. This amazing website will let you do that and the best part it is totally free! They will run down your information through their technology to automatically find the best life insurance policies available for a much much lower price.
4. Calling All Seniors - You May Qualify for SSDI Benefits!
Do you have long term medical conditions that prevent you from working? If so you may be eligible to receive government approved income supplements to cover the costs of your living expenses.
SSDI Legal Network is a group of Social Security Attorneys that can help you get the money you deserve. SSDI Legal Network will provide you with the SSDI advocate you need at no out-of-pocket cost. Thanks to SSDI benefits, if you qualify you could receive up to $2,788 monthly towards your living expenses. Don’t miss out on potential SSD benefits, get the financial help you need today.
5. Collect Thousands In Retirement With This Private Pension Plan
Many seniors are eligible for government assistance during retirement, but most don’t know that they could be eligible for much more than they’re receiving. Financial expert Teeka Tiwari and his team of researchers recently discovered a private, "off the books" pension plan that pays retired congressmen and government officials millions of dollars each year. However, with a simple, smart investment you could collect up to $11,334 every month. Watch this video presentation to find out how.
6. Big Discounts For Seniors With No Tickets In 3 Years
You might think you’re already paying a low auto insurance rate, but recent research shows that only 5% of Americans over the age of 55 are paying less than $50 per month for car insurance. If you’re currently paying more than $50 per month, and have had no accidents or tickets in the past two years, you can probably secure a much lower car insurance rate. The best way to do that is to compare quotes from multiple insurers – let them compete for your business.
Depending on your age and other factors, you could get a huge discount on car insurance. With
USinsuranceOnline.com, you fill out a simple form and they’ll provide you with multiple quotes you can choose from. At the very least, you can use the offers and information they give you as leverage when negotiating with your current car insurance company.
7. CLAIM YOUR FREE 72 HOUR SURVIVAL FOOD KIT
This special promotion is currently available to anyone born before 1965. With floods, tornadoes, and other natural disasters on the rise, Food4Patriots decided that they wanted every senior citizen to have access to their survival food kits. That’s why they currently have a special promotion for American citizens to get a free 72 hour survival food kit (just pay the S&H fee).
They source most of their raw ingredients from the “fresh produce” category – picture the delicious veggies you find in season at your local farmer’s market. No harmful chemicals, no GMOs and no added MSG.
They also combine their top-quality ingredients using prize-winning recipes so that they’re loaded with flavor. Many of their recipes have won independent taste tests. We recommend giving them a try and taking advantage of this special offer.
8. Eating Out
Many restaurants offer dining discounts to seniors. Our comprehensive list has options for everyone, regardless of whether you feel like eating fast food or a steak dinner, but keep in mind that deals may vary based on location.
■ Ben & Jerry’s: 10% discount for seniors 60 and older
■ Bruster’s: Sign up for a Kid at Heart club to receive a 25-cent discount on future purchases (60+), varies by location
■ Culver’s Restaurants: Cool off with fresh custard—10% discount for patrons 60+
■ Dairy Queen: Receive a 10% discount or a small drink if you’re 55 or older
■ Friendly’s Restaurants: 10% off meal and a free coffee during breakfast hours, free sundae during non-breakfast hours
■ Sonic: Offers 10% discount for seniors 60 or older
■ Steak n’ Shake: Patrons older than 50 receive 10% discount
■ Sweet Frog Premium Frozen Yogurt: AARP discount of 10%
■ TCBY: Receive a 10% discount if you’re 55 or older
■ Wendy’s: Many offer 10% off for seniors, but discounts vary by location
■ A&W: 10% discount for seniors, varies by location
■ Burger King: Offers 10% discount (60+), depends on location
■ Country Kitchen: Special Senior Menu (55+)
■ Fazoli’s: Special offerings and menu items when you join “Club 62” (62+)
■ Friendly’s Restaurants: 10% off meal and a free coffee during breakfast hours, free sundae during non-breakfast hours
■ IHOP: Offers a 10% discount and special menu for seniors (55+), varies by location
■ Golden Corral: Most locations offer a 10% senior discount and early bird special (60+)
■ KFC: Free small drink with any meal, varies by location (55+)
■ Krispy Kreme Donuts: 10% off your purchase (50+), age and discount vary by location
■ McDonald’s: Discounts on coffee and other beverages (55+)
■ Old Country Buffet: Daily discounts for seniors 55 and older
■ The Old Spaghetti Factory: The Spaghetti Factory’s Senior Menu offers discounted menu items
■ Papa John’s: Check with your local Papa John’s for senior discounts as there is no standard senior discount policy
■ Picadilly Cafeteria: Signing up for the “Prime Time for Seniors” card to receive a 10% discount
■ Perkins Restaurants: Special menu and deals for patrons 55 and older
■ Sizzler: Special Honored Guest Menu for patrons 60 and older, varies by location
■ Subway: 10% discount (60+), varies by location
■ Uno Pizzeria & Grill: 25% off each Wednesday for “Double Nickel Club” members (55+)
■ Wendy’s: Offers free coffee and other discounts, varies by location
■ Whataburger: Depending on location, free drink with purchase of a meal (55+)
9. Seniors Are Replacing Cable TV With HD Antenna
With more and more people switching to subscriptions like Netflix and Hulu, it doesn't really make sense to pay a big cable fee each month anymore. Comcast, for instance, charges the same fee as a full Netflix subscription just to get basic/local channels and 50+ single program channels that nobody actually watches. But there's an even better solution to switching to an online network subscription--use a SkyLinkTV Antenna.
Once you use SkyWireTV, you'll wonder why you've been paying for cable all these years. Most broadcast stations offer additional regional programming, absolutely free--and SkyLinkTV let's you watch all of those channels in High-Def 1080p. The device attaches to the antenna jack of any TV and can receive broadcast signals from up to 30 miles away. On top of having access to so many channels for free, you'll find that it takes less time setting up your antenna than it does trying to call and cancel your cable service. Plug it into your tv and forget about it!
10. Owe More Than $20,000 in Credit Card Debt? Use This Brilliant Debt Payoff Plan
Stepping into retirement can be pretty daunting. Doing it with existing unsecured debts can make it even more of a challenge. Debt Settlement allows you to combine all your unsecured debts into a single monthly payment. Generally this allows for much lower payments on a monthly basis than the sum total of the separate debts - making life a lot more manageable. There are many firms out there who will walk you through the process making it simple and painless.
If you have more than $20,000 in Credit Card debt, there is a proven debt relief program available for seniors by Freedom Debt Relief. You can get the best quote to settle all your credit card and personal loan debt by clicking the link below.
11. Never Pay For Home Repairs Again
Many seniors simply don’t have enough money lying around to pay for expensive home repairs. Your home insurance won’t cover your washing machine or AC breaking. What if your heater breaks when you need it the most? Who amongst us has hundreds or even thousands available at a moment’s notice for such a repair? This is why many homeowners are getting this new Home Warranty Program and they’re ending up saving thousands in the long run. ACs, electrical heaters, appliances, roofing repairs – they’re all covered! If there’s something they can’t fix they will just replace it
12. $850+ DISCOUNT - ADT HOME SECURITY SYSTEM
This money saving idea is also for senior homeowners, so if you’re a renter you can skip this one.
Did you know that a home without a home security system is three times more likely to be broken into than a home with a security system. While installing a home alarm system isn’t just to stop burglars and intruders, it may also save you big money year after year. A house alarm may save you money on your homeowners insurance policy (which is generally mandatory if you own a home). It's also really important for seniors to have a high functioning alarm system installed so that they can get medical aid in the case of a life threatening emergency, especially for those who live alone.
In fact, installing a home alarm system may give homeowners a 10-20% discount on their insurance. Protect your home -- ADT authorized premier provider is currently offering a $850 credit in security equipment along with a $100 Visa gift card. Cost to you is $99 for installation and ADT monitoring service, which means you get a free alarm system for over 1 year, just by paying the $99 fee.
13. FIGHT INFLAMMATION WITH FRUITS AND VEGETABLES
It’s no secret that growing older causes aches and pains. This can be caused by many things, but one of the most common causes is inflammation. According to Dr. Lane Sebring, alkaline-rich foods like tomatoes, apples, kale, and cucumbers can help fight inflammation. However, most people don’t get enough fruits and veggies.
Because of this, Sebring developed Patriot Power Greens. a ready-mixed drink that provides the health benefits of 40 fruits and vegetables, probiotics, and digestive enzymes. Unlike supplements, the Power Greens drink is more easily absorbed by your body and has been found to boost energy and reduce inflammation.
14. Go Shopping
You might be surprised to learn that a lot of trendy shops give a senior citizens discount. At Banana Republic, if you over 50-years old you can get a 10% discount at stores, simply by asking for it.
At Kohl’s on Wednesdays, over 60s can get 15% off. And on Tuesdays, outlet stores Marshall’s, Ross will offer up a 10% discount for seniors – though the exact age is determined by each store.
Walgreens hold a “Seniors Day” once a month too – which varies by location. Discounts of 20% are available for Rewards card members that are over 55 years old in store, and if you’re shopping online you can get a 10% price reduction.
If you are 62 or older, you can get a 10% discount every Tuesday and Wednesday at Dress Barn. And that’s not all, Stein Mart are treating over 55s with their clearance offer. On the first Monday of each month, you can get an extra 20% discount on clearance items. Goodwill gives 10%-20% discounts varying by store.
Just remember to check with the specific store in your area, as discounts might vary and change without notice.
15. Save On Medical Costs
Healthcare is an essential part of human life, and the costs of prescriptions add up more and more as you age. Most retirees need to take some type of medication, so it’s only right that you should be able to get a discount on your pills. By choosing the right insurance company for your needs you could get your prescription drugs covered.
Also, many seniors may not know this, but they may be eligible to get extra benefits out of their medicare insurance plan. You can also check if you are eligible to get vision, dental, hearing or even arthritis treatment coverage included.
TIP: Don't forget to claim these great money-saving senior discounts:
Car Insurance Discount. Click here to save $400+ on car insurance!
Mortgage Discount. Click here to save $4,264 on your mortgage each year!
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